Some car accident victims sustain just minor injuries that tend to heal after just a few days, other suffer severe and permanent injuries. Because of these serious injuries, victims may require ongoing medical care, cannot return to work, and have a reduced quality of life. If you are one of these victims, you would be thankful to know that New Mexico is a fault car insurance state. This means that the driver who caused your accident and injuries should compensate you for your losses. An Albuquerque car accident lawyer can help you navigate through the complex car insurance claims process. To make sure your financial future is protected and that you get the necessary ongoing medical care, you need to understand the kinds of compensation you must recover in your claim settlement. Also, you must know what it takes to prove your future damages. 

Common Permanent Injuries Sustained in Car Accidents

Even minor car accidents like rear-end collisions can cause long-term injuries. The following are common catastrophic injuries that can result in a car accident:

• Traumatic brain injuries (TBIs). These injuries can occur due to blunt force to your head or when an object penetrates your skull and brain. A TBI can leave you experiencing devastating changes to your ability to speak, see, move, and concentrate. 
• Spinal cord injuries. Any injury to the spinal cord can lead to partial or complete paralysis. You may lose sensation in your trunk, arms, and legs.
• Burns. Serious burns can impact all skin layers and the tissue beneath your skin. You can suffer permanent scarring, nerve damage, and disfigurement. 
• Internal organ damage. If you sustained damage to your major organs in a car accident, you may need immediate surgery or require an organ transplant. 

Kinds of Compensation You Can Recover

Depending on the kind of injury you sustained in the crash and the damages you are getting, your attorney may suggest that you negotiate a settlement offer with the insurance company. Kinds of damages you can be awarded include medical expenses, lost wages, lost earning capacity, pain and suffering, as well as personal care.

How to Prove Your Rights to Compensation

When you pursue compensation for a permanent injury, prepare for the insurance provider to give you a good fight. The company will try to devalue or even deny your claim. To increase your chances of getting the maximum compensation you deserve, do not settle your claim unless you have reached maximum medical recovery. Also, always follow the advice of your doctors regarding your treatment and appointments. Make sure to document everything including your future treatments and the impact of your injuries on your future abilities.