PERSONALIZATION OF COVERAGE
Whoever works in a company that already offers group health insurance to the professional indicates that they have an investment in that sense. After all, business plans often have limitations on coverage. When you search for a company to invest your money in this type of product, you naturally can search for alternatives that meet your needs.
Health insurance, for example, does not need to be redeemed only in the event of death. It can be used in severe illnesses, which bear the costs of treatment in the hospital. In addition, there is the opportunity to enjoy its benefits in cases of temporary disability, allowing the family to go through this troubling time in a less critical situation.
COST-EFFECTIVE HEALTH INSURANCE
When we talk about the cost-benefit of health insurance for young people, we are not only talking about the vast possibilities of redemption that it offers in different situations. But also the fact that these people has insurance package with more affordable prices than older people, for example.
In addition, it is a guarantee of reinforcement for financial reserves. Younger people must be concerned with good planning since it provides more excellent education when buying. It allows them to understand the monthly costs and cut those expenses considered superfluous.
In this sense, health insurance will be an ally so that there is more tranquility in extraordinary situations, contributing to the individual’s quality of life.
COVERAGE OF SERIOUS ILLNESSES
Some coverage can be redeemed, in addition to cases of death. This is the case of severe diseases. There is a need for younger people to be aware of these types of situations, especially for those who are starting to build their heritage.
When you have a financial reserve, you are indeed insuring yourself about these possibilities since you need to be away from the activities for a while. In addition, according to the contracted product, it will guarantee reimbursement for hospital, medical and dental expenses, as long as it is limited to the insured capital.
IS EXEMPT FROM THE COLLECTION OF INCOME TAX?
Regardless of the type of investment chosen, you need to be aware of the income tax paid and the usual fees charged in the market. When there is a bet on health insurance as an investment, this point stands out. There is no incidence of any tax on the payment of the indemnity.
If there is redemption due to a specific situation, it must be declared, but there will be no charges. This is considered one of the few packages on the market that there is no fee in this sense, ensuring better results for the money invested.
If you are interested, contact us, talk to our professionals and answer your questions!
